Skip to main content

Fees

We understand that fees aren't most people's thing and we make it very easy to bank with us absolutely free. 

There are however some services that make our member's lives easier or cost us operationally and we need to pass some costs on to our members. In these cases we have the below. 

Fee Reference

  • Consolidated Account Balances

    $5.00

  • Minimum Shares Balance Fee (aggregate savings balance under $100, no other services)*

    $5.00 per month

  • Par Value

    $5.00

  • NSF, Courtesy Pay, or Overdraft Fee (Paid or Unpaid)**

    $35.00

  • Incoming & Outgoing Fax

    $1.00 per page

  • Copy of a Personal Check

    $4.00

  • Photocopy

    $0.15 each

  • Reverse Loan Payment to a Deposit Amount

    $5.00

  • ATM Non-Member Transaction

    $4.00

  • ATM Transaction, Inquiry, or Balance Transfer at Non-Ignite ATM (first four free)

    $2.00 

  • ATM/Debit Card Replacement Fee

    $10.00

  • International Transaction

    1%

  • Auto Transfer from Savings to Checking to Cover NSF

    $5.00 per transfer

  • Temporary Checks

    $2.00 per page

  • A2A Stop Payment

    $20.00

  • Account Activity Printout or Copy of Statement to a Third Party

    $2.00

  • Account Balancing

    $30.00 per hour

  • Bill Pay Stop Payment

    $35.00

  • Check and ACH Stop Payment

    $35.00

  • Coin Machine Transactions Totaling $250 or More in One Day

    10%

  • Credit Union Check Mailed to a Third Party

    $2.00

  • Deposit or Loan Verification

    $15.00

  • Deposited Items Returned Unpaid

    $35.00

  • Dormant Account (an account is considered dormant after 12 months without activity)

    $25.00 per month

  • Early Account Closure (if closed within six months of opening)

    $25.00

  • Early ACH Deposit Fee***

    $5.00

  • Escheat/Abandoned Property Processing

    $75.00

  • Ignite Certified/Cashier's Check

    $3.00

  • Incoming Wire Transfer

    $10.00

  • Levy/Garnishment/Citation Fee

    $75.00

  • Membership Reopen Fee (if reopened within six months of closing)

    $25.00

  • Money Order or Unused Money Order Reissue or Cash-In

    $2.00

  • Non-Member Check Cashing Fee

    $10.00

  • Non-Member Notary Fee

    $10.00 (per document)

  • Online Banking Stop Payment

    $35.00 

  • Outgoing Domestic Wire Transfer

    $35.00

  • Outgoing Foreign Wire Transfer

    $55.00

  • Overnight Priority Fee

    $35.00 (per item)

  • Paper Statement Delivery†

    $5.00 (per month)

  • Prepaid Gift Card

    $5.00

  • REPAY - Debit/Credit Card Payment Fee

    $10.00

  • Research/Reconciliation Fee

    $25.00 (per hour)

  • Returned Mail (Wrong Address)

    $15.00

  • Reverse Wire

    $25.00

  • Rolled Coin

    $0.25 (per roll)

  • Skip-a-Payment

    $35.00

  • Staff Assisted Phone Transaction

    $5.00


*Minimum Shares Balance Fee waived if the member has any other additional account under the same membership, and for primary account holders under age 18.

**An NSF fee is charged each time an item is presented against insufficient funds. The payee (or the payee's institution) may represent a previously returned item. Each presentment against insufficient funds will result in a separate fee.

***Early ACH Deposit applies when posted by an employee; waived through online or mobile banking.

†Paper Statement fee waived for primary account holders under age 18 or age 65 and older.

Not a member yet?

Join today for serious benefits like no application costs or closing fees on home loans, plus so much more!