Fees

We understand that fees aren't most people's thing and we make it very easy to bank with us absolutely free. 

There are however some services that make our member's lives easier or cost us operationally and we need to pass some costs on to our members. In these cases we have the below. 

Fee Reference

Effective January 2022

  • Paper Statement Fee
    $2.00
  • Statement Copy per Statement < 18 months

    $10.00

  • Phone Transfers
    $2.00*
  • Address Change (by Post Office)
    $1.00
  • ATM/Debit Card Reorder
    $6.00
  • Account Balancing by Staff

    $25.00

  • Account Research Per Hour

    $25.00

  • Starter Checks Per Page

    $4.00

  • Personal Check Copy

    $5.00

  • Credit Union Checks

    1 free per month; $2.00 per after that

  • Check Processing

    $2.00

  • Non-Sufficient Funds (NSF)
    $30.00****
  • Courtesy Pay Fee
    $30.00****
  • Overdraft Fee

    $3.00

  • Stop Payment
    $30.00
  • Escheat

    $100.00

  • Dormant Account Fee
    $10.00
  • Returned Check
    $30.00
  • Payment Via Phone

    2% of payment

  • Garnishment

    $75.00

  • Skip A Pay

    $35.00

  • Coin Machine, Members
    3% of total
  • Coin Machine, Non-members

    10% of total

  • Money Orders
    $2.00
  • Overnight Mailing (pass through cost)

    up to $50.00

  • Non- Member Check Cashing Fee
    $6.00
  • Visa Gift Card

    $5.00

  • On Demand Posting

    $5.00

  • Wire Transfer (domestic only)
    $15.00
  • Coin Machine for Nifty Fifty Members
    Free

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Routing # 272476349

Call/Text: 269.673.5465
CU•Talk: 1.800.860.5704 (CU ID: 131)
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