Home Loans
Congrats! If you're here, chances are you're making some moves soon.
Whether that move be to purchase a new house or remodel your current home, we've got you covered. We offer many options and can be a great resource to ensure your journey is convenient, affordable, and everything else you need.
Click here for more information about the mortgage process or to apply today!
Home Equity Loans
It's a great time to lean into your home's equity to fund house projects, consolidate debt, take a long awaited vaca, or cover other expenses. We offer both Home Equity Loans or Home Equity Lines Of Credit at great rates.
Text / call 269.673.5465 or email us at
Mortgages
If you're interested in talking with us more about our mortgage options, please text / call 269.673.5465 or email us at
Some benefits of working with us:
- No application fees
- Free loan pre-approval
- 1-on-1 support to help you through the entire process
How much house can you afford?
HELOC
Loans subject to approval. APRs range from 2.99% to 18% depending on your creditworthiness, loan-to-value, and other factors. HELOC APR is variable and the maximum APR is 18%. If required, $700 appraisal fee is applicant’s responsibility. No other closing costs unless refinancing an existing Allegan Credit Union loan. Home Owner's insurance required.
Home Equity
Loans subject to approval. APRs range from 5.75% to 18% depending on your creditworthiness, loan-to-value, and other factors. If required, $700 appraisal fee is applicant’s responsibility. No other closing costs unless refinancing an existing Allegan CU loan. Homeowner's insurance required.
FAQs
Credit scores play an important role when borrowing money. The higher your score, the lower your rate.
Worried your credit score isn't great? It's still worth talking with us! We have great tips on how to move forward and improve your score for future investments.
If you're purchasing/refinancing a home, an appraisal will be required. An appraisal may not be necessary for home equity loans.
We can usually close a home loan in 30 days.
