HELOC

Loans subject to approval. APRs range from 2.99% to 18% depending on your creditworthiness, loan-to-value, and other factors. HELOC APR is variable and the maximum APR is 18%. If required, $495 appraisal fee is applicant’s responsibility. No other closing costs unless refinancing an existing Allegan Credit Union loan. Home Owner's insurance required.

Home Equity

Loans subject to approval. APRs range from 2.99% to 18% depending on your creditworthiness, loan-to-value, and other factors.  If required, $495 appraisal fee is applicant’s responsibility. No other closing costs unless refinancing an existing Allegan CU loan. Homeowner's insurance required. 

Credit scores play an important role when borrowing money. The higher your score, the lower your rate.

Worried your credit score isn™'t great? It'™s still worth talking with us! We have great tips on how to move forward and improve your score for future investments.

If you're purchasing/refinancing a home, an appraisal will be required. An appraisal may not be necessary for home equity loans.

We can usually close a home loan in 30 days.