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Auto Loans

Auto Loans

Everybody needs a good car.

Allegan Credit Union offers competitive rates on auto loans and we work hard to get you into a vehicle that matches your needs and works for your budget. We negotiate directly with dealers to help get you the best deal possible, and guide you step-by-step through the process of buying a car. Whether you already have your dream car in mind, or you’re just looking for a pre-approval, we’ve got you covered!

We also offer GAP protection on auto loans, meaning that if the financed vehicle is ever totaled, GAP will pay the difference between the vehicle’s worth and what you still owe on the loan. In addition, GAP offers you $1,000 toward your next vehicle that you finance with us, and comes with deductible reimbursement for repairs. MBP (Mechanical Breakdown Coverage) is for repairs and maintenance, and can be purchased at any time even if there is not currently a loan on the vehicle.

Have No or Low Credit?

We have an awesome loan that can keep your payment low and help build your credit up at the same time. Click here to learn more about our YouTurn loan. 



Use the below checklist while shopping for your next vehicle to make sure it's in good shape before buying. 

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