Rates
Savings Rates
| Account Type | APY | Minimum Deposit |
Minimum Balance to earn |
|---|---|---|---|
| REGULAR SHARES | 0.10% | $0.00 | $100.00 |
| MONEY MARKET ACCOUNT | 0.70% | $0.00 | $0.00 |
| MONEY MARKET ACCOUNT | 0.80% | $0.00 | $25,000.00 |
| MONEY MARKET ACCOUNT | 0.90% | $0.00 | $50,000.00 |
| MONEY MARKET ACCOUNT | 1.00% | $0.00 | $100,000.00 |
| HOLIDAY CLUB | 0.10% | $0.00 | $100.00 |
Effective August 2, 2024
Loan Rates
| Loan Type | Rates as low as | Terms/Information |
|---|---|---|
|
Home Equity Line of Credit *Promotional Introductory Rate |
Variable *5.99% |
RATE BASED ON CREDIT SCORE AND AMOUNT OF YEARS FINANCED; PROOF OF INCOME MAY BE REQUIRED *Check out our Promotions to learn more! |
| Autos / Motorcycles: 2021 - 2025 model years | 5.99% | RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED |
| AUTOS / Motorcycles: 2015 - 2020 model years | 5.99% | RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED |
| AUTOS / Motorcycles: 2014 and older model years | 10.99% | RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED |
| RECREATIONAL: (TRAVEL TRAILER, WATERCRAFT, 4-WHEELER, SIDE BY SIDE) | 7.99% | RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED |
| TRACTORS, GOLF CARTS, FARM EQUIPMENT | 8.29% | RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED |
| PERSONAL LOAN | 10.99% | RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED |
| CREDIT CARD | 9.99% | RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED |
Effective October 1, 2024.
Rates indicate available rate with auto payment set-up.
Certificate Rates
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
|
6 MONTH CERTIFICATE |
1.51% | $500.00 |
| 12 MONTH CERTIFICATE | 2.17% | $500.00 |
| 24 MONTH CERTIFICATE | 2.12% | $500.00 |
| 36 MONTH CERTIFICATE | 2.33% | $500.00 |
| 48 MONTH CERTIFICATE | 2.53% | $500.00 |
| 60 MONTH CERTIFICATE | 2.73% | $500.00 |
Effective August 2, 2024
* Here’s the deal: *Annual Percentage Yield. Minimum balance of $500, with a maximum insured deposit of $250,000. Subject to early withdrawal penalty. Dividends will be paid directly to the certificate on a monthly basis. Upon maturity, the certificate will be deposited into the Savings Account. Rates are effective as of 8/1/2024 and are subject to change at any time. Federally insured by NCUA.
