Rates

Savings Rates

Account Type	APY	Minimum Deposit	Minimum Balance to earn
REGULAR SHARES	0.10%	$0.00	$100.00
MONEY MARKET ACCOUNT	0.75%	$0.00	$2,500.00
MONEY MARKET ACCOUNT	0.85%	$0.00	$25,000.00
MONEY MARKET ACCOUNT	0.95%	$0.00	$50,000.00
TRADITIONAL IRA	0.50%	$0.00	$0.00
VACATION ACCOUNT	0.10%	$0.00	$100.00
CHRISTMAS CLUB	0.10%	$0.00	$100.00
AMPLIFY CHECKING ACCOUNT ($5,000 or below with qualifications)	1.00%	$0.00	$0.00

Effective January 1, 2023

Loan Rates

Loan Type	Rates as low as	Terms/Information
Home Equity Line of Credit	Variable	RATE BASED ON CREDIT SCORE AND AMOUNT OF YEARS FINANCED; PROOF OF INCOME MAY BE REQUIRED
Autos / Motorcycles: 2018-2023 model years	5.49%	RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED
AUTOS / Motorcycles: 2013 -2017 model years	5.49%	RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED
AUTOS / Motorcycles: 2012 and older model years	9.99%	RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED

RECREATIONAL: (TRAVEL TRAILER, WATERCRAFT, 4-WHEELER, SIDE BY SIDE)	5.99%	RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED
TRACTORS, GOLF CARTS, FARM EQUIPMENT	6.79%	RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED
PERSONAL LOAN	9.99%	RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED
CREDIT CARD	9.99%	RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED

Effective January 1, 2023.

Rates indicate available rate with auto payment set-up.

Certificate Rates

Certificate Term	APY	Minimum Deposit
6 MONTH CERTIFICATE	1.10%	$500.00
12 MONTH CERTIFICATE	1.25%	$500.00
18 MONTH CERTIFICATE	1.25%	$500.00
24 MONTH CERTIFICATE	1.50%	$500.00
30 MONTH CERTIFICATE	1.50%	$500.00
36 MONTH CERTIFICATE	1.70%	$500.00
48 MONTH CERTIFICATE	2.00%	$500.00
60 MONTH CERTIFICATE	2.20%	$500.00

Effective January 1, 2023

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