Rates

Savings Rates

Account Type	APY	Minimum Deposit	Minimum Balance to earn
REGULAR SHARES	0.10%	$0.00	$100.00
MONEY MARKET ACCOUNT	0.10%	$0.00	$2,500.00
MONEY MARKET ACCOUNT	0.15%	$0.00	$25,000.00
MONEY MARKET ACCOUNT	0.20%	$0.00	$50,000.00
TRADITIONAL IRA	0.20%	$0.00	$0.00
VACATION ACCOUNT	0.10%	$0.00	$100.00
CHRISTMAS CLUB	0.10%	$0.00	$100.00
amplify CHECKING ACCOUNT	1.00%	$0.00	$0.00

Effective January 1, 2022

Loan Rates

Loan Type	Rates as low as	Terms/Information
Home Equity Line of Credit	2.79%	RATE BASED ON CREDIT SCORE AND AMOUNT OF YEARS FINANCED; PROOF OF INCOME MAY BE REQUIRED
Autos / Motorcycles: 2018-2023 model years	2.34%	RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED
AUTOS / Motorcycles: 2017 -2013 model years	3.04%	RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED
AUTOS / Motorcycles: 2012 and older model years	7.74%	RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED

RECREATIONAl: (TRAVEL TRAILER, WATERCRAFT, 4-WHEELER, SIDE BY SIDE)	3.44%	RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED
TRACTORS, GOLF CARTS, FARM EQUIPMENT	4.44%	RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED
PERSONAL LOAN	7.74%	RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED
CREDIT CARD	9.99%	RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED

Effective January 10, 2022

Rates indicate available rate with auto payment set-up.

Certificate Rates

Certificate Term	APY	Minimum Deposit
6 MONTH CERTIFICATE	0.30%	$500.00
12 MONTH CERTIFICATE	0.35%	$500.00
18 MONTH CERTIFICATE	0.42%	$500.00
24 MONTH CERTIFICATE	0.50%	$500.00
30 MONTH CERTIFICATE	0.55%	$500.00
36 MONTH CERTIFICATE	0.60%	$500.00
48 MONTH CERTIFICATE	0.75%	$500.00
60 MONTH CERTIFICATE	0.90%	$500.00

Effective January 1, 2022

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