Savings

Savings

We’re here to get you there.

For whatever exciting thing you’re saving for, we’re here to help get you organized and get you there quicker. And because we’re a not-for-profit, it can be easier to earn more.

Regular Shares

APY: 0.10%
  • 5 Minimum
  • No fees
  • Makes you a part owner of Allegan Credit Union!

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Your Share savings account makes you a member of Allegan Credit Union. Your $5 minimum deposit is your share of ownership of the credit union, and gives you voting rights at our annual meeting. Not to mention, it gives you access to all the other great products and services offered at Allegan Credit Union! Your Share savings account earns a dividend rate of 0.10% APY, with dividends posted quarterly.

Vacation Account

APY: 0.10%
  • No minimum balance
  • No fees

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The Vacation Account is a secondary savings account with no minimum balance and no fees. You’ll earn an interest rate of 0.10% APY, with dividends posted quarterly, making the Vacation Account a great place to stash some extra money away and save up for that big trip you’ve been planning.

Christmas Club

APY: 0.10%
  • No minimum balance
  • Funds are held until October 1st of each year
  • Automatic rollover into Regular Shares
  • No fees

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Would you like some extra money in your pocket when the holidays roll around? Us too. That’s why we have the Christmas Club account. There’s no minimum balance, you can deposit whenever you want—and those deposited funds will stay frozen in the account until October 1st of every year. Once the funds are made available, they will roll over into your Regular Share account, and you’ll be able to start putting money away for next year! The Christmas Club earns 0.10% interest, with dividends paid quarterly.

Golden Account

APY: 0.12%
  • 200 minimum to earn interest
  • No fees

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The Golden Account is a savings account for those who keep a higher balance. When there is at least $200.00 in the account, you earn 0.12% interest. There are no fees and no withdrawal limits. It’s that easy!

Youth Account

APY: 0.12%
  • For members under 18 years old
  • No minimum balance
  • We deposit the first $5

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For the young savers out there, we offer a Youth Account with some cool perks. Members under the age of 18 are eligible for a Youth Savings Account that earns a higher interest rate of 0.12%. In addition, we’ll put the first $5 in the account for you, no questions asked! When the member turns 18, their Youth Account will be closed and those funds will roll over into their Regular Share savings.

An adult must be signed on the account with all members under the age of 18.

Money Market

APY: 0.30% = $2,500.00 - $24,999.99
APY: 0.40% = $25,000.00 - $49,999.99
APY: 0.50% = $50,000.00 - $250,000.00

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Money Markets are high-interest savings accounts for members who maintain higher account balances.

Not a member yet?

Locations

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Routing # 272476349

Call/Text: 269.673.5465
CU•Talk: 1.800.860.5704 (CU ID: 131)
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

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Partnerships

Sprint

Sprint Love My Credit Union

NCUA

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the Unites States Government.

Equal Housing Lender

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