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Credit Cards

Credit Cards

Credit cards are a great way to build and maintain your credit.

Allegan Credit Union offers rewards credit cards at low interest rates, with no annual fees—and we don’t raise your limit unless you ask us to. Our in-house credit cards also give you the freedom to withdraw cash off of your credit line any time you like, for no extra fees or surcharges.

Turn stress into smiles with a balance transfer!

For a limited time, members can enjoy a 12-month introductory rate of 0% APR* on all funds balance transferred to their Allegan Credit Union VISA® Credit Card! By combining multiple debts into one payment, you can simplify your monthly budgeting, reduce the stress of juggling various due dates, and save money on interest. Don't miss the opportunity to transfer your high-interest credit card balances and take control of your financial future!

Here’s the deal: *APR= Annual Percentage Rate. Promotional 0% APR balance
transfer offer valid between 1/6/25 and 3/31/25. The 0% APR applies to balance
transfers only and is valid for 12 months from the date of the first balance transfer.
After the 12-month introductory period, the APR will revert to the standard fixed
APR for balance transfers, which is a fixed rate of 9.99% APR for the Platinum
VISA® Credit Card or 12.99% APR for the Classic VISA® Credit Card. No balance
transfer fees apply. Subject to credit approval. Terms and conditions apply. Visit
allegancu.com or contact us at 269.673.5465 for full details.

Now, how about those rewards...

It's simple, really. For every dollar spent, you'll earn 1 point towards a wide range of products. To check it all out, click here

credit card

Classic Visa

12.99% -No annual fee
  • Credit scores under 680

Platinum Visa

9.99% -No annual fee
  • Credit scores over 680

Not a member yet?

Join today for serious benefits like no application costs or closing fees on home loans, plus so much more!