For a limited time, we're offering 4.99% APR* for up to 60 months on a new or used Auto Loan. PLUS, take advantage of 90-day no-pay after you're approved!

Here’s the deal: *Annual Percentage Rate (APR) as low as 4.99% applies to new or used autos. The APR stated is accurate as of 4/1/25. All loans are subject to credit approval, and rates vary based on creditworthiness, loan amount, auto model year, and term length. Example Loan Repayment Scenario: A $10,000 auto loan at 4.99% APR for 60 months results in $188.67 monthly payments. Promotional rates are available for a limited time and are subject to credit approval and eligibility. The maximum loan term is 60 months. Promotional offer may end at any time. 90-day no-pay applies to new and refinanced loans only. Does not include indirect loans. Interest will begin accruing on the funding date and will continue to accrue during the 90-day deferment period. First payment will be due approximately 90 days from the loan disbursement date. Deferring the first payment will increase the total amount of interest paid over the life of the loan. Offer subject to credit approval. Allegan Credit Union is an Equal Housing Lender. Insured by the NCUA.

Lean into your home's equity with a Home Equity Line of Credit! Whether for home renovations, debt consolidation, or planning a dream vacation, HELOCs are a great way to pay for life's projects.

 For a limited time, we're offering a 4.99% APR* 12-month introductory rate when you open a HELOC at Allegan Credit Union! Don't miss out on this amazing opportunity to tap into the potential of your home's equity. Stop by any of our branches or call a Member Service Representative at 269.673.5465 to learn more!

Here’s the deal: *APR = Annual Percentage Rate. The promotional period begins March 1, 2025. The introductory rate applies to new Home Equity Lines of Credit (HELOC) only. The rate offered will depend on the applicant's creditworthiness. All rates are subject to applicable loan term limits and certain restrictions may apply. The rates are subject to change without prior notice. The initial rate for the HELOC low introductory rate promotion is a fixed rate not based on the index and margin used for subsequent rate adjustments. The Introductory Annual Percentage Rate (APR) of 4.99% APR fixed is for home equity line of credit accounts only and applies to balances on the first twelve monthly statement cycles after the loan open date and which changes to a variable APR as low as 4.99% at the end of the introductory period. To receive this rate, the application must be submitted between March 1, 2025 and December 31, 2025 , and the loan must close within 30 days of the application date. After the introductory period, the APR can vary and is based on Prime Rate plus a margin of +0.50% to +2.50% based on credit rating. The APR is subject to change on the 10th of each month, based on changes to Prime Rate, the highest Prime Rate published in the Wall Street Journal “Money Rates” table on the 20th of the prior month. Minimum APR 3.50%, maximum APR 18.00%. The maximum loan term available is a 5-year draw with a 10-year principal and interest repayment period. Max combined loan-to-value for HELOC is up to 80% for applicants with credit scores of 590+. HELOC qualifies for introductory rate with a minimum credit line of $20,000 and a loan amount of $5,000 taken at closing. During the draw period, you may withdraw (advance) funds up to your credit line limit and pay amortized principal and interest payments on the outstanding balance monthly. After the draw period, you may not withdraw any more funds from the line, you will continue to pay the amortized principal and interest monthly. Offer not applicable on refinance of existing Allegan Credit Union or any division of Ignite Credit Union HELOCs. There are no loan processing or early closure fees and no prepayment penalty. The borrower is responsible for the cost of appraisal, if required. Allegan Credit Union does not offer escrow services. The minimum payment required is interest only or $100, whichever is greater. Rates, terms, and conditions are subject to change without notice. For full promotional details, visit our website at allegancu.com or call us at 269.673.5465.

For a limited time, earn 4.00% APY* on a 4-month Certificate of Deposit at Allegan Credit Union! Whether you're saving for something special or simply looking to grow your money a bit faster, this is a great opportunity to get started.

Here's the deal: *APY = Annual Percentage Yield. APY is accurate as of February 1, 2025. Fees may reduce earnings. To receive the promotional rate of 4.00% APY, the 4-month CD must be opened with a minimum of $500. Rates are subject to change without prior notification. Penalties will apply for withdrawal before the maturity date of the CD. Dividends are posted monthly. Limited time offer. Federally insured by the NCUA. Call us at 269.673.5465 for more information.

Paying high interest on your current auto, boat, or RV loan? Refinance with Allegan Credit Union today and save up to 2% APR*! Stop by any of our branches or give us a call to apply today! 

Here's the deal: *APR = Annual Percentage Rate. This offer applies only to auto, boat, and recreational vehicle (RV) loans. This offer excludes existing loans from Allegan Credit Union, Rivertown Credit Union, or BlueOx Credit Union, divisions of Ignite Credit Union, YouTurn loans, credit cards, or mortgages. A minimum interest rate of 6.44% APR applies, with other rates based on creditworthiness. All loans are subject to credit approval. Allegan Credit Union, a division of Ignite Credit Union, is an Equal Opportunity Lender. Federally insured by the NCUA. Give us a call at 269.673.5465 for more details.