Free Kasasa Cash®

Enjoy high dividend earnings and refunds on ATM withdrawal fees.*

Free Kasasa Cash® checking is free checking that pays — just for doing simple activities that you probably already do.

Earn up to 1.00% APY* on your balance every month. Plus, you’ll get refunds on your ATM withdrawal fees, nationwide — so every ATM is your ATM, whether you’re in Allegan or anywhere else. Visit us today to open your account!


 Free checking that pays high dividends

 1.00% APY* on balances up to $5,000

 0.24% to 1.00% APY on balances over $5,000 depending on balance in account*

 0.05% APY* base rate if qualifications aren’t met

 Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*

 No minimum deposit to open

 No minimum balance to earn rewards

 No monthly service fee


  • Free mobile app
  • Free online banking
  • Free eStatements
  • Free debit card
  • 24/7 bill pay available

Earning your rewards is so easy.

To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  •  Have at least 12 debit card purchases post and settle
  •  Be enrolled in and agree to receive e-statements
  •  Be enrolled in and log into online banking

If you don’t meet these qualifications, your account is still free.

Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.


*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $5,000 receive APY of 1.00%; and balances over $5,000 earn 0.20% interest rate on the portion of balance over $5,000, resulting in a range from 0.24% to 1.00% APY depending on the account’s balance and (2) you will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM withdrawal fees are not refunded. Dividends and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 02/06/2017. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements), and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A. Allegan Credit Union is federally insured by NCUA.