Loan Rates

 

New Vehicle 2008 – 2009
Score 24 Months 36 Months 48 Months 60 Months 72 Months 84 Months
750+ 4.50% 4.75% 5.00% 5.25% 5.50% 5.75%
650 – 749 5.00% 5.25% 5.50% 5.75% 6.00% 6.25%
600 – 649 6.00% 6.25% 6.50% 6.75% 7.00% 7.25%
500 – 599 8.00% 8.25% 8.50% 8.75% 9.00% 9.25%
499 & below 9.00% 9.25% 9.50% 9.75% 10.00% 10.25%

 

Used Vehicles 2006 – 2007
Score 24 Months 36 Months 48 Months 60 Months 72 Months
750+ 5.00% 5.25% 5.50% 5.75% 6.00%
650 – 749 5.50% 5.75% 6.00% 6.25% 6.50%
600 – 649 6.50% 6.75% 7.00% 7.25% 7.50%
500 – 599 8.50% 8.75% 9.00% 9.25% 9.50%
499 & below 9.50% 9.75% 10.00% 10.25% 10.50%

 

Used Vehicles 2004 – 2005
Score 24 Months 36 Months 48 Months 60 Months
750+ 5.75% 6.00% 6.25% 6.50%
650 – 749 6.25% 6.50% 6.75% 7.00%
600 – 649 7.25% 7.50% 7.75% 8.00%
500 – 599 9.25% 9.50% 9.75% 10.00%
499 & below 10.25% 10.50% 10.75% 11.00%

 

Used Vehicles 2001 – 2003
Score 24 Months 36 Months 48 Months
750+ 6.50% 6.75% 7.00%
650 – 749 7.00% 7.25% 7.50%
600 – 649 8.00% 8.25% 8.50%
500 – 599 10.00% 10.25% 10.50%
499 & below 11.00% 11.25% 11.50%

 

All vehicle loans are eligible for a .25% reduction in the interest rate is automatic payment is set up via Direct Deposit or transfering from an ACFCU savings or checking.

Signature loans are also available at 13%. Minimum amount avaiable for signature loans is $500 and maximum available is $15000. Any amount requested above $6000 requires collateral. No Automatic Payment reduction available for Signature Loans. 

Please visit one of our Loan pages to apply or you can contact the Loan Department for more information.

*All loans subject to approval. Rates subject to change without prior notice.