Loan Rates

New Vehicle

2011 – 2012

Score

24 Month

36 Months

48 Months

60 Months

72 Months

84 Months

750+

2.99%

2.99%

2.99%

3.49%

3.99%

4.49%

675 – 749

2.99%

2.99%

2.99%

3.49%

3.99%

4.49%

600 – 674

4.50%

4.75%

5.00%

5.25%

5.50%

5.74%

500 – 599

7.00%

7.25%

7.50%

7.75%

8.00%

8.24%
499 & below

8.00%

8..25%

8.50%

8.75%

9.00%

9.24%

 

Used Vehicles

2009 – 2010

Score

24 Month

36 Months

48 Months

60 Months

72 Months

750+

2.99%

2.99%

2.99%

3.49%

3.99%

675 – 749

2.99%

2.99%

2.99%

3.49%

3.99%

600 – 674

5.00%

5.25%

5.50%

5.75%

6.00%

500 – 599

7.50%

7.75%

8.00%

8.25%

8.50%

499 & below

8.00%

8.75%

9.00%

9.25%

9.50%

 

Used Vehicles

2007 – 2008

Score

24 Month

36 Months

48 Months

60 Months

750+

3.99%

3.99%

3.99%

3.99%

675 – 749

3.99%

3.99%

3.99%

3.99%

600 – 674

5.75%

6.00%

6.25%

6.50%

500 – 599

8.25%

8.50%

8.75%

9.00%

499 & below

9.25%

9.50%

9.75%

10.00%

 

Used Vehicles

2004 – 2006

Score

24 Month

36 Months

48 Months

750+

4.99%

4.99%

4.99%

675 – 749

4.99%

4.99%

4.99%

600 – 674

6.50%

6.75%

7.00%

500 – 599

9.00%

9.25%

9.50%

499 & below

10.00%

10.25%

10.50%

 

Used Vehicles 2003 & Older
Score Rate
750+ 7.25%
675 – 749 7.75%
600 – 674 9.00%
500 – 599 11.50%
499 & below 12.50%

 

Unsecured Signature
Score Rate
675+ 8.50%
600 – 674 9.50%
599 & below 13.00%

 

Rates as of March 1st, 2012. All percentages shown at Annual Percentage Rate (APR).

All vehicle loans are eligible for a .50% reduction in the interest rate if automatic payment is set up via Direct Deposit or transferring from an ACFCU savings or checking.

Please visit one of our Loan pages to apply or you can contact the Loan Department for more information.

**All loans subject to approval. Rates subject to change without prior notice.