Loan Rates

New Vehicle

2010 – 2012

Score

24 Month

36 Months

48 Months

60 Months

72 Months

84 Months

750+

3.25%

3.50%

3.75%

4.00%

4.25%

4.50%

675 – 749

3.75%

4.00%

4.25%

4.50%

4.75%

5.00%

600 – 674

5.00%

5.25%

5.50%

5.75%

6.00%

6.25%

500 – 599

7.50%

7.75%

8.00%

8.25%

8.50%

8.75%
499 & below

8.50%

8.75%

9.00%

9.25%

9.50%

9.75%

 

Used Vehicles

2008 – 2009

Score

24 Month

36 Months

48 Months

60 Months

72 Months

750+

3.75%

4.00%

4.25%

4.50%

4.75%

675 – 749

4.25%

4.50%

4.75%

5.00%

5.25%

600 – 674

5.50%

5.75%

6.00%

6.25%

6.50%

500 – 599

8.00%

8.25%

8.50%

8.75%

9.00%

499 & below

9.00%

9.25%

9.50%

9.75%

10.00%

 

Used Vehicles

2006 – 2007

Score

24 Month

36 Months

48 Months

60 Months

750+

4.50%

4.75%

5.00%

5.25%

675 – 749

5.00%

5.25%

5.50%

5.75%

600 – 674

6.25%

6.50%

6.75%

7.00%

500 – 599

8.75%

9.00%

9.25%

9.50%

499 & below

9.75%

10.00%

10.25%

10.50%

 

Used Vehicles

2003 – 2004

Score

24 Month

36 Months

48 Months

750+

5.25%

5.50%

5.75%

675 – 749

5.75%

6.00%

6.25%

600 – 674

7.00%

7.25%

7.50%

500 – 599

9.50%

9.75%

10.00%

499 & below

10.50%

10.75%

11.00%

 

Used Vehicles 2002 & Older
Score Rate
750+ 7.75%
675 – 749 8.25%
600 – 674 9.50%
500 – 599 12.00%
499 & below 13.00%

 

Unsecured Signature
Score Rate
675+ 8.50%
600 – 674 9.50%
599 & below 13.00%

 

Rates as of July 31, 2011. All percentages shown at Annual Percentage Rate (APR).

All vehicle loans are eligible for a .25% reduction in the interest rate is automatic payment is set up via Direct Deposit or transferring from an ACFCU savings or checking.

Please visit one of our Loan pages to apply or you can contact the Loan Department for more information.

**All loans subject to approval. Rates subject to change without prior notice.