News
Allegan Community Federal Credit Union Holiday Hours
Monday May 28th 2012 Memorial Day- Closed
Wednesday July 4th 2012 Independence Day- Closed
Monday September 3rd 2012 Labor Day- Closed
Monday November 12th 2012 Staff Training Day- Closed
Thursday November 22nd 2012 Thanksgiving-Closed
Friday November 2rd 2012 Day after Thanksgiving- Closed
Monday December 24th 2012 Christmas Eve- Open 9:00a.m. – 1:00p.m.
Tuesday December 25th 2012 Christmas Day- Closed
Wednesday December 26th 2012 Day after Christmas- Closed
Monday December 31st 2012 New Years Eve- Open 9:00a.m. -1:00p.m.
Tuesday January 1st 2013 New Years Day- Closed
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System Maintenance
Our processor will be performing some maintenance on our system starting Sunday, August 7, 2011 through Wednesday, August 10, 2011. The maintenance might cause our online and audio banking services to be briefly interrupted. If you experience an interruption, please try to access these services at a later time. We apologize for any inconvenience this may cause you. Please call us at 269-673-3976 if you have any questions.
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June 22, 2011
Notice of Changes in Temporary NCUA Insurance Coverage for Transaction Accounts
All funds in a “non-interest-bearing transaction account” are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under NCUA’s general share insurance rules.
The term “non-interest bearing transaction account” includes a traditional share draft account (or demand deposit account) on which insured credit union pays no interest or dividend. I does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal (“NOW”) account, money-market deposit account, and Interest on Lawyers Trust Account (“IOLTA”), even if the share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, visit http://www.ncua.gov/.
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May 18, 2011
UPDATE – All issues have been resolved.
We are currently experiencing some issues with our phone number that calls into the loan department: 269-673-3976. If you call and get no answer, please call 269-673-5465 and ask to be transferred over. We apologize for any inconvenience this may cause. We are working to get the problem resolved.
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May 3, 2011
Update – this special is no longer available but check back for new specials soon!
Introducing our Mystery Loan! Please click here to see what great loan we are offering for a limited time!
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December 22, 2010
Holiday Hours!
Here are the holiday hours for ACFCU:
Christmas Eve – Friday, December 24, 2010 Lobby and Drive-Thru will close at 1:00pm
Christmas Day – Saturday, December 25, 2010 Closed all day
New Years Eve – Friday December 31, 2010 Lobby and Drive-Thru will close at 1:00pm
New Years Day – Saturday January, 1, 2011 Closed all day
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September 28, 2010
Holiday Hours!
We will be closed the following days:
Veterans’ Day – Thursday, November 11, 2010
Thanksgiving – Thursday, November 25, 2010 and Friday, November 26, 2010
Christmas Eve – Friday, December 24, 2010 Close at 1:00pm
Christmas Day – Saturday, December 25, 2010
New Year’s Eve – Friday, December 31, 2010 Close at 1:00pm
New Year’s Day – Saturday, January 1, 2011
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December 22, 2009
It’s Tax Time!
Instead of paying to file or prepare yor taxes, why not use the free service offered through our website? It’s called Just File It! and it is completely free for anyone to use! The program starts January 18, 2009. To get more information, please click here!
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December 09, 2009
The FAIR Overdraft Coverage Act
On November 17, 2009, the Senate Banking Committee held a hearing on S. 1799, the Fairness and Accountability in Receiving Overdraft Coverage Act of 2009 (FAIR Act). While this legislation is designed to protect consumers from unscrupulous financial products, the results will adversely affect many families and individuals who are already dealing with financial challenges.
If passed, S. 1799 will limit the number of overdraft coverage fees (Courtesy Pay) financial institutions can charge their account holders to one per month and six per year. The results could have the following devastating effects for consumers:
- Additional NSF charges from their financial institution and bounced check fees from merchants;
- Damage to credit rating and possible prosecution; and
- Potential loss of check-writing privileges at a financial institution that drives them to more expensive alternatives.
Plus, consumers who do not regularly use overdraft service could be penalized as well by the loss of free checking and additional fees as financial institutions are force to re-price their services to make up for the lost overdraft fee revenue.
Unfortunately, this debate is going on beyond the awareness of most consumers, but their input is paramount to finding a win-win solution. It is imperative that we ask account holders to take action!
Please visit www.capwiz.com/cuna/home for more information and to give your input!
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December 09, 2009
1099-INT Information
Members who receive 1099-INT forms can visit: www.irs.gov/pub/irs-pdf/f1099int.pdf to see additional information from the IRS about the form.